PortalPay vs Checkout.com: Save Money and Time

Fast settlement, lower fees, and full-stack features at no extra cost.

74%

Lower Fees

$3,060

Average Annual Savings

Instant

Settlement Time

Feature Comparison

Feature	BasaltSurge	Checkout.com
Processing Fee	0.5-1%	2.9% + 20¢
Settlement	Instant	1-2 days
Accept Crypto	✓	Limited
Bank Requirement	No	Yes
POS/PMS	Free included	Payment only

Real-World Savings Examples

Marketplace ($25k/mo)

With Checkout.com:$9,300/year

With BasaltSurge:$1,875/year

You Save:$7,425

80% annual savings

Subscription ($18k/mo)

With Checkout.com:$6,696/year

With BasaltSurge:$1,350/year

You Save:$5,346

80% annual savings

Retail ($12k/mo)

With Checkout.com:$4,464/year

With BasaltSurge:$1,080/year

You Save:$3,384

76% annual savings

Why Businesses Switch to BasaltSurge

Problems with Checkout.com

✗High processing fees (2.90% + 0.2¢)
✗Slow settlement (1-3 business days)
✗Chargeback losses
✗Requires traditional bank account
✗Limited crypto support

Benefits of BasaltSurge

✓Ultra-low fees (0.5-1% total)
✓No monthly fees ever
✓Instant settlement (seconds)
✓Zero chargebacks
✓No bank account required
✓Accept both crypto and cards
✓Free enterprise features included

See BasaltSurge in Action

Frequently Asked Questions

Is it hard to switch from Checkout.com to BasaltSurge?

No! Most businesses complete the switch in under an hour. You can export your data from Checkout.com, set up your PortalPay account, and start accepting payments the same day. Many merchants run both systems in parallel for a week to ensure a smooth transition. Our support team helps with the migration.

Will my customers need crypto wallets?

No. While crypto enthusiasts can pay directly with their wallets, any customer can pay using credit/debit cards, Apple Pay, or Google Pay through our onramp. We handle the crypto conversion instantly. Your customers won't even know it's crypto - they just see a simple payment experience.

How much will I really save?

On average, businesses save 70-85% on total payment processing costs. The exact savings depend on your monthly volume and current Checkout.com plan. Use our cost calculator above to see your specific savings. Most businesses save between $2,000-10,000 annually.

Do I need a bank account to use BasaltSurge?

No! This is a major advantage over Checkout.com. Payments go directly to your crypto wallet. You can hold as crypto, convert to stablecoins, or cash out to your local currency. Perfect for international businesses or new companies that struggle with traditional banking.

What about features I use in Checkout.com?

BasaltSurge includes all essential features for your industry - and they're all free. We have specialized POS systems for restaurants, retail, hotels, and more. Check the feature comparison table above to see specific capabilities. In most cases, you'll get more features than Checkout.com offers, at no extra cost.

Is settlement really instant?

Yes! Crypto transactions settle in seconds, not days. Compare this to Checkout.com's 1-3 business day wait. You have immediate access to your funds for restocking, payroll, or any other needs. No more waiting for batch processing or dealing with hold times.