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PortalPay vs Flexa: No Token Collateral, Real Instant Settlement

Avoid token-collateral delays. Settle in seconds on-chain with lower fees and full-stack features.

25%
Lower Fees
$300
Average Annual Savings
Instant
Settlement Time

Feature Comparison

FeatureBasaltSurgeFlexa
SettlementInstant (seconds)Not instant (token-collateral delays)
Collateral TokenNone requiredRequires AMP 'scam' token collateral
Processing Fee0.5-1%≈1%
Accept Crypto
Accept Cards/Apple PayYes (onramp)Limited
POS/PMSFree includedPayment only
Bank RequirementNoVaries

Real-World Savings Examples

Retail ($12k/mo)

With Flexa:$1,200/year
With BasaltSurge:$900/year
You Save:$300
25% annual savings

Events ($7k/mo)

With Flexa:$700/year
With BasaltSurge:$525/year
You Save:$175
25% annual savings

Cafe ($8k/mo)

With Flexa:$800/year
With BasaltSurge:$600/year
You Save:$200
25% annual savings

How to Switch from Flexa to BasaltSurge

  1. 1

    Export transaction records from Flexa

  2. 2

    Create PortalPay account and connect wallet

  3. 3

    Enable card onramp for traditional customers

  4. 4

    Import catalog or configure presets

  5. 5

    Run a pilot alongside Flexa for one week

  6. 6

    Switch fully to instant settlement with PortalPay

Why Businesses Switch to BasaltSurge

Problems with Flexa

  • High processing fees (1.00%)
  • Slow settlement (1-3 business days)
  • Chargeback losses
  • Requires traditional bank account
  • Limited crypto support

Benefits of BasaltSurge

  • Ultra-low fees (0.5-1% total)
  • No monthly fees ever
  • Instant settlement (seconds)
  • Zero chargebacks
  • No bank account required
  • Accept both crypto and cards
  • Free enterprise features included

See BasaltSurge in Action

Frequently Asked Questions

Is it hard to switch from Flexa to BasaltSurge?

No! Most businesses complete the switch in under an hour. You can export your data from Flexa, set up your PortalPay account, and start accepting payments the same day. Many merchants run both systems in parallel for a week to ensure a smooth transition. Our support team helps with the migration.

Will my customers need crypto wallets?

No. While crypto enthusiasts can pay directly with their wallets, any customer can pay using credit/debit cards, Apple Pay, or Google Pay through our onramp. We handle the crypto conversion instantly. Your customers won't even know it's crypto - they just see a simple payment experience.

How much will I really save?

On average, businesses save 70-85% on total payment processing costs. The exact savings depend on your monthly volume and current Flexa plan. Use our cost calculator above to see your specific savings. Most businesses save between $2,000-10,000 annually.

Do I need a bank account to use BasaltSurge?

No! This is a major advantage over Flexa. Payments go directly to your crypto wallet. You can hold as crypto, convert to stablecoins, or cash out to your local currency. Perfect for international businesses or new companies that struggle with traditional banking.

What about features I use in Flexa?

BasaltSurge includes all essential features for your industry - and they're all free. We have specialized POS systems for restaurants, retail, hotels, and more. Check the feature comparison table above to see specific capabilities. In most cases, you'll get more features than Flexa offers, at no extra cost.

Is settlement really instant?

Yes! Crypto transactions settle in seconds, not days. Compare this to Flexa's 1-3 business day wait. You have immediate access to your funds for restocking, payroll, or any other needs. No more waiting for batch processing or dealing with hold times.

Ready to Save $0.3k+ Per Year?

Join thousands of businesses that switched from Flexa to BasaltSurge and never looked back. Lower fees, better features, instant settlement.

No bank account required • No monthly fees • Switch in minutes

Accepted here

Apple PayApple Pay
Google PayGoogle Pay
Samsung PaySamsung Pay
VisaVisa
MastercardMastercard
American ExpressAmerican Express
CryptoCrypto
$Cash

Technology partners

Microsoft AzureMicrosoft Azure
Amazon Web ServicesAmazon Web Services
ThirdwebThirdweb
Base (Ethereum L2)
EthereumEthereum
PortalPay vs Flexa | Instant Settlement Without Token Collateral • Basaltsurge