PortalPay vs Stripe: Save 70% on Payment Processing

Get lower fees (0.5-1% vs 2.9%), no monthly costs, and enterprise features free. Plus accept crypto payments without a bank account.

74%

Lower Fees

$3,300

Average Annual Savings

Instant

Settlement Time

Feature Comparison

Feature	BasaltSurge	Stripe
Processing Fee	0.5-1%	2.9% + 30¢
Monthly Fee	$0	$0 (basic) - $100+ (advanced)
Settlement Time	Instant (seconds)	2 business days
Chargebacks	Zero (crypto finality)	Yes (lose 1-2%)
Accept Crypto	✓	No (need separate solution)
Accept Cards	✓	✓
Bank Account Required	No (crypto wallet)	Yes (mandatory)
International Payments	No FX fees	1-3% FX fees
POS System	Free (included)	Extra cost or third-party
Analytics Dashboard	Free (included)	Extra $100/mo
White-Label Portal	Free (included)	Not available
Revenue Splits	Free (on-chain)	Extra cost
Multi-Currency	5+ cryptos	135+ fiat
Subscription Billing	✓	✓
Developer API	✓	✓

Real-World Savings Examples

Small E-commerce Store

With Stripe:$3,840/year

With BasaltSurge:$900/year

You Save:$2,940

77% annual savings

Restaurant ($15k/month)

With Stripe:$5,988/year

With BasaltSurge:$1,350/year

You Save:$4,638

77% annual savings

SaaS Business ($50k/month)

With Stripe:$17,640/year

With BasaltSurge:$4,500/year

You Save:$13,140

74% annual savings

Retail Store ($10k/month)

With Stripe:$3,840/year

With BasaltSurge:$900/year

You Save:$2,940

77% annual savings

How to Switch from Stripe to BasaltSurge

1
Export your transaction history from Stripe dashboard
2
Connect your crypto wallet to PortalPay (or create new one)
3
Upload logo, set colors, configure branding
4
Import product catalog or rebuild menu/inventory
5
Test with a small transaction
6
Update payment links on your website/app
7
Notify customers (optional - they can still use cards)
8
Monitor transition in PortalPay dashboard

Why Businesses Switch to BasaltSurge

Problems with Stripe

✗High processing fees (2.90% + 0.3¢)
✗Slow settlement (1-3 business days)
✗Chargeback losses
✗Requires traditional bank account
✗Limited crypto support

Benefits of BasaltSurge

✓Ultra-low fees (0.5-1% total)
✓No monthly fees ever
✓Instant settlement (seconds)
✓Zero chargebacks
✓No bank account required
✓Accept both crypto and cards
✓Free enterprise features included

See BasaltSurge in Action

Frequently Asked Questions

Is it hard to switch from Stripe to BasaltSurge?

No! Most businesses complete the switch in under an hour. You can export your data from Stripe, set up your PortalPay account, and start accepting payments the same day. Many merchants run both systems in parallel for a week to ensure a smooth transition. Our support team helps with the migration.

Will my customers need crypto wallets?

No. While crypto enthusiasts can pay directly with their wallets, any customer can pay using credit/debit cards, Apple Pay, or Google Pay through our onramp. We handle the crypto conversion instantly. Your customers won't even know it's crypto - they just see a simple payment experience.

How much will I really save?

On average, businesses save 70-85% on total payment processing costs. The exact savings depend on your monthly volume and current Stripe plan. Use our cost calculator above to see your specific savings. Most businesses save between $2,000-10,000 annually.

Do I need a bank account to use BasaltSurge?

No! This is a major advantage over Stripe. Payments go directly to your crypto wallet. You can hold as crypto, convert to stablecoins, or cash out to your local currency. Perfect for international businesses or new companies that struggle with traditional banking.

What about features I use in Stripe?

BasaltSurge includes all essential features for your industry - and they're all free. We have specialized POS systems for restaurants, retail, hotels, and more. Check the feature comparison table above to see specific capabilities. In most cases, you'll get more features than Stripe offers, at no extra cost.

Is settlement really instant?

Yes! Crypto transactions settle in seconds, not days. Compare this to Stripe's 1-3 business day wait. You have immediate access to your funds for restocking, payroll, or any other needs. No more waiting for batch processing or dealing with hold times.